County
ScheduledForeclosureSingle-family
34 Stoddard Road, Waterbury, CT 06704
M&T BANK v. CESPEDES, LUZ DE ALBA VILLEGAS
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The sale
Sat, Aug 8, 2026, 12:00 PM EDT
New Haven County, CT — confirm the exact sale location before attending
The deal math
Assessed value
$193,410
2025 assessment · CT OPM 2025
Estimated value
$276,300
2025 assessment · CT OPM 2025
Required deposit
$35,000
Anyone who wants to participate in the bidding, except the foreclosing plaintiff, must register with the Committee prior to the auction and present for the Committee’s examination a certified or bank check made payable…
Property & case details
Property class
Single-family
Case number
UWY-CV25-6088009-S
Court
CT Superior Court, Judicial District of Waterbury
Filed date
Jul 23, 2025
APN / Parcel
—
Who to contact about this sale
Conducting officerJOSEPH DECICCOTHE DECICCO LAW FIRM, LLC
Contacts are drawn from the auction notice. Always confirm sale details directly with the party conducting the sale before bidding.
Auction timeline
- Listing discoveredJul 7, 2026, 4:25 AM
Verification
Verified from official public records
New Haven County · Connecticut · last checked Jul 21, 2026
How buying at auction works
- Do your homework firstResearch the property, title, liens, and any occupants. Auction purchases are usually final and as-is.
- Confirm the sale is still onSales are frequently postponed or canceled. Verify date, time, and location with the official source on the day.
- Bring certified fundsMost sales require a deposit (often cashier's check) at the time of sale, with the balance due shortly after.
- Understand redemption & upset periodsSome states allow the owner to reclaim the property or a higher bid to be entered for a set period after the sale.
Nearby auctions
All New Haven County →Frequently asked questions
Do I need to research the property before bidding at auction?
Yes. Research the property, title, liens, and any occupants before you bid. Auction purchases are usually final and as-is, so there is no inspection contingency.
Can an auction be postponed or canceled?
Frequently. Sales are often postponed or canceled with little notice. Always verify the date, time, and location with the official source on the day of the sale.
What kind of payment do I need to buy at auction?
Most sales require a deposit at the time of sale, often by cashier's or certified check, with the balance due shortly after. Confirm the exact terms with the party conducting the sale.
What are redemption and upset periods?
In some states the previous owner can reclaim the property, or a higher bid can be entered, for a set period after the sale. Check whether a redemption or upset period applies before you commit funds.
Informational only. This is not legal, financial, or investment advice. Auction details — including sale date, time, location, and status — change without notice, and sales are frequently postponed or canceled. Always verify with the official source before bidding.